Payment Methods by Region
This document provides a comprehensive overview of payment methods supported by EFundPay, organized by geographic region and country. Each payment method includes its identifier code used in API requests.
Global Payment Methods
These payment methods are accepted worldwide or in multiple regions.
Card-Based Payments
| Payment Method | Description |
|---|---|
card | Credit and debit cards (Visa, Mastercard, American Express, etc.) |
applepay | Apple Pay digital wallet |
googlepay | Google Pay digital wallet |
samsungpay | Samsung Pay digital wallet |
International Digital Wallets
| Payment Method | Description |
|---|---|
paypal | PayPal digital payments |
bitcoin | Bitcoin cryptocurrency |
ethereum | Ethereum cryptocurrency |
usdt | Tether (USDT) stablecoin |
usdc | USD Coin (USDC) stablecoin |
Buy Now, Pay Later (Global)
| Payment Method | Description |
|---|---|
klarna | Klarna installment payments |
afterpay | Afterpay/Clearpay installment payments |
zip | Zip (formerly Quadpay) installments |
sezzle | Sezzle installment payments |
Asia-Pacific Region
China
| Payment Method | Description |
|---|---|
alipay | Alipay digital wallet |
wechat | WeChat Pay |
Southeast Asia
Thailand
| Payment Method | Description |
|---|---|
promptpay | PromptPay instant payment |
truemoney | TrueMoney e-wallet |
rabbitlinepay | Rabbit LINE Pay |
shopeepay | ShopeePay Thailand e-wallet |
kplus | KPlus mobile banking (Kasikornbank) |
scb | SCB EASY mobile banking (Siam Commercial Bank) |
krungsri | Krungsri mobile banking (Bank of Ayudhya) |
ktb | KTB mobile banking (Krung Thai Bank) |
paotang | Paotang mobile banking (Government Savings Bank) |
Indonesia
| Payment Method | Description |
|---|---|
dana | DANA digital wallet |
ovo | OVO e-wallet |
shopeepay | ShopeePay digital wallet |
Philippines
| Payment Method | Description |
|---|---|
gcash | GCash mobile wallet |
Malaysia
| Payment Method | Description |
|---|---|
boost | Boost e-wallet |
tng | Touch 'n Go eWallet |
grabpay | GrabPay digital wallet |
Singapore
| Payment Method | Description |
|---|---|
fps | Fast Payment System |
paynow | PayNow instant payment |
grabpay | GrabPay digital wallet |
Vietnam
| Payment Method | Description |
|---|---|
airpay | AirPay mobile wallet |
Singapore & Malaysia
| Payment Method | Description |
|---|---|
atome | Atome buy now, pay later |
Hong Kong
| Payment Method | Description |
|---|---|
fps | Faster Payment System |
Australia & New Zealand
| Payment Method | Description |
|---|---|
afterpay | Afterpay installment payments |
Europe
European Union
| Payment Method | Description |
|---|---|
sepa | Single Euro Payments Area bank transfers |
United Kingdom
| Payment Method | Description |
|---|---|
bacs | Bacs Direct Credit bank transfer |
Nordic Countries
| Payment Method | Description |
|---|---|
klarna | Klarna installment payments |
North America
United States
| Payment Method | Description |
|---|---|
ach | ACH bank transfers |
afterpay | Afterpay installment payments |
sezzle | Sezzle installment payments |
zip | Zip installment payments |
Canada
| Payment Method | Description |
|---|---|
ach | ACH-equivalent bank transfers |
South America
Brazil
| Payment Method | Description |
|---|---|
pix | PIX instant payment system |
Universal Payment Methods
These methods are available across all regions:
Traditional Banking
| Payment Method | Description |
|---|---|
bank_transfer | Generic bank transfer |
direct_debit | Direct debit payments |
Cash-Based
| Payment Method | Description |
|---|---|
cash | Cash payments (via cash collection points) |
Payment Method Categories
By Transaction Type
- Instant Payments:
fps,promptpay,pix,paynow - QR Code Payments:
alipay,wechat - E-Wallets & Mobile Banking:
dana,ovo,gcash,boost,tng,truemoney,shopeepay,kplus,scb_easy,krungsri,ktb,paotang - Bank Transfers:
sepa,ach,bacs,bank_transfer - Buy Now Pay Later:
klarna,afterpay,zip,sezzle,atome - Cryptocurrency:
bitcoin,ethereum,usdt,usdc
By Settlement Time
- Real-time: Most e-wallets and instant payment systems
- Same-day: Card payments, some bank transfers
- 1-3 business days: Traditional bank transfers
- Variable: Cryptocurrency (depends on network confirmation)
Integration Notes
Regional Considerations
- Some payment methods require specific merchant agreements in target countries
- Currency support may vary by payment method and region
- Regulatory requirements differ by jurisdiction
- Customer authentication methods may vary by region
API Usage
When using the EFundPay API, specify the payment method using the exact identifier codes listed above in the method field of your payment requests.
Example:
{
"method": "alipay",
"currency": "CNY",
"amount": 10000
}
For detailed implementation guides for specific payment methods, refer to the individual payment method documentation in the EFundPay developer portal.